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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n2a32h8t.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Actuarial and Quantitative Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Reviewed models and scenarios<\/h1><p class=\"nx-scene-lede\">Quantitative models turn hazard, exposure and behaviour into loss distributions, capital and pricing questions. This page sets out what a quantitative annex to a readiness file contains and the professional standards actuarial work follows. Every value shown is a design value; no page here is an actuarial opinion.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/tools\/\">Back to Data and technical methods<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Workspace<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">The workspace for reviewed models and scenarios.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"split\"><div><div class=\"nx-window\"><div class=\"nx-window-bar\" aria-hidden=\"true\"><span class=\"nx-window-dots\"><span><\/span><span><\/span><span><\/span><\/span><span><strong>GRA<\/strong> \u00b7 Actuarial and Quantitative Risk \u00b7 Pipeline<\/span><span class=\"nx-window-note\">Illustrative<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-actuarial-pipeline\" data-cx=\"actuarial.pipeline\" data-variant=\"hero\" aria-label=\"Pipeline: illustrative console with example names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Pipeline<\/h3><p class=\"nx-fk-sub\">Reviewed models and scenarios \u00b7 Workspace WS-71 \u00b7 Example interface, not a record<\/p><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>One stage waiting<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Actuarial and Quantitative Risk<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"steps\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Stages<\/h4><\/div><\/div><ol class=\"nx-cx-steps\" data-n=\"6\"><li data-st=\"done\"><span class=\"nx-cx-sn\">Ingest<\/span><span class=\"nx-cx-snote\"><span class=\"nx-cx-n\">5<\/span> sources<\/span><\/li><li data-st=\"done\"><span class=\"nx-cx-sn\">Validate<\/span><span class=\"nx-cx-snote\">schema \u00b7 licence<\/span><\/li><li data-st=\"done\"><span class=\"nx-cx-sn\">Transform<\/span><span class=\"nx-cx-snote\">versioned<\/span><\/li><li data-st=\"now\"><span class=\"nx-cx-sn\">Model<\/span><span class=\"nx-cx-snote\">Actuarial<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Test<\/span><span class=\"nx-cx-snote\">held-out<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Release<\/span><span class=\"nx-cx-snote\">with limits<\/span><\/li><\/ol><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"4\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Artefacts<\/h4><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-actuarial-pipeline-t1\"><table class=\"nx-fk-table\" data-fk-table=\"cx-actuarial-pipeline-t1\" aria-label=\"Artefacts\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Artefact<\/button><\/th><th scope=\"col\" data-col=\"c1\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Version<\/button><\/th><th scope=\"col\" data-col=\"c2\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Licence<\/button><\/th><th scope=\"col\" data-col=\"c3\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">Label<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-actuarial-pipeline:r1-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Claims triangles<\/td><td>v2.9<\/td><td>To check<\/td><td><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>OBSERVED<\/span><\/td><\/tr><tr data-fk-key=\"cx-actuarial-pipeline:r1-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Exposure data<\/td><td>v2.8<\/td><td>To check<\/td><td><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>REPORTED<\/span><\/td><\/tr><tr data-fk-key=\"cx-actuarial-pipeline:r1-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Mortality tables<\/td><td>v4.1<\/td><td>To check<\/td><td><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>Published statistics<\/span><\/td><\/tr><tr data-fk-key=\"cx-actuarial-pipeline:r1-3\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Economic scenarios<\/td><td>v6.2<\/td><td>Open<\/td><td><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>MODELLED<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"2\" data-t=\"bullets\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Compute quota<\/h4><p class=\"nx-fk-panel-sub\">share used vs alert level<\/p><\/div><\/div><div class=\"nx-fk-chart\"><svg class=\"nx-fk-svg\" viewBox=\"0 0 360 92\" width=\"360\" height=\"92\" role=\"img\" focusable=\"false\" preserveAspectRatio=\"xMidYMid meet\" aria-label=\"Compute quota\" data-fk-chart=\"bars\"><g data-m=\"row\" data-k=\"r-b0\"><text data-m=\"rlabel\" x=\"104\" y=\"17\" text-anchor=\"end\">CPU hours<\/text><rect data-m=\"bar\" data-k=\"b-b0\" data-c=\"acc\" x=\"112\" y=\"4\" width=\"62\" height=\"18\"\/><text data-m=\"vlabel\" data-k=\"v-b0\" x=\"180\" y=\"17\">53 used of 80 used limit<\/text><rect data-m=\"hit\" x=\"0\" y=\"-1\" width=\"360\" height=\"28\"\/><\/g><g data-m=\"row\" data-k=\"r-b1\"><text data-m=\"rlabel\" x=\"104\" y=\"45\" text-anchor=\"end\">Storage<\/text><rect data-m=\"bar\" data-k=\"b-b1\" data-c=\"acc\" x=\"112\" y=\"32\" width=\"41.2\" height=\"18\"\/><text data-m=\"vlabel\" data-k=\"v-b1\" x=\"159.2\" y=\"45\">36 used of 90 used limit<\/text><rect data-m=\"hit\" x=\"0\" y=\"27\" width=\"360\" height=\"28\"\/><\/g><g data-m=\"row\" data-k=\"r-b2\"><text data-m=\"rlabel\" x=\"104\" y=\"73\" text-anchor=\"end\">GPU hours<\/text><rect data-m=\"bar\" data-k=\"b-b2\" data-c=\"acc\" x=\"112\" y=\"60\" width=\"68.4\" height=\"18\"\/><text data-m=\"vlabel\" data-k=\"v-b2\" x=\"186.4\" y=\"73\">59 used of 70 used limit<\/text><rect data-m=\"hit\" x=\"0\" y=\"55\" width=\"360\" height=\"28\"\/><\/g><\/svg><\/div><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Pipeline.<\/span><span data-honesty=\"true\">Illustrative interface; not live data.<\/span><\/figcaption><\/figure><\/div><\/div><p class=\"nx-caption\"><strong>Actuarial and Quantitative Risk \u00b7 Pipeline.<\/strong> <span>Pipeline: example names and illustrative values, not a record.<\/span><\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-what-is-shown\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">What is shown<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Released, referenced and rights-cleared.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Time and space reference for every view.<\/li><li>Sources and licence.<\/li><li>Uncertainty and known limits.<\/li><li>Version and date of release.<\/li><\/ul><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P11\/tools\/models\/#workflow\" data-nxf-title=\"Programme state\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-ap11-rd-annex\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Quantitative annex<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">What a quantitative annex to a dossier contains.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Item<\/th><th>Content<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Item\">Loss model<\/td><td data-label=\"Content\">Frequency and severity assumptions, or the <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 catastrophe-model\" data-tk=\"Nexus risk vocabulary\" data-td=\"A model combining a stochastic hazard event set, exposure and vulnerability functions to estimate the distribution of losses from rare, severe events.\" data-ts=\"NRS-C1\" data-tr=\"draft\">catastrophe model<\/a> used<\/td><\/tr><tr><td data-label=\"Item\">Tail estimate<\/td><td data-label=\"Content\">Return-period losses with confidence intervals<\/td><\/tr><tr><td data-label=\"Item\">Dependence<\/td><td data-label=\"Content\">How perils, regions and lines are assumed to correlate<\/td><\/tr><tr><td data-label=\"Item\">Validation<\/td><td data-label=\"Content\">Back-testing, benchmarking and sensitivity results<\/td><\/tr><tr><td data-label=\"Item\">Professional basis<\/td><td data-label=\"Content\">The actuarial standards followed<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-pe\" id=\"nx-pe-catmodel\" data-nx-pe=\"nx-pe-catmodel\" data-active=\"catmodel\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Reviewed models and scenarios: Catastrophe model pipeline<\/h2><p class=\"nx-pe-cap\">Catastrophe models usually have hazard, vulnerability, exposure and financial modules, and produce loss tables, <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 average-annual-loss\" data-tk=\"Nexus risk vocabulary\" data-td=\"The long-run expected loss per year, averaged over all possible events; it equals the area under the loss exceedance curve.\" data-ts=\"NRS-C1\" data-tr=\"draft\">average annual loss<\/a>, exceedance curves, PML and TVaR.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Hazard<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">Event catalogue<\/span><span class=\"nx-pe-k\">Dataset \u00b7 Model developer<\/span><span class=\"nx-pe-sm\">The hazard module holds a large catalogue of simulated events that represents a wide range of plausible scenarios.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Hazard module<\/span><span class=\"nx-pe-k\">Model \u00b7 Model developer<\/span><span class=\"nx-pe-sm\">For each event the hazard module gives the local <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 hazard-intensity\" data-tk=\"Nexus risk vocabulary\" data-td=\"The physical or functional strength of a hazard at a location, expressed through a measure appropriate to that hazard, such as depth, speed, shaking or concentration.\" data-ts=\"NRS-C1\" data-tr=\"draft\">hazard intensity<\/a> that the vulnerability module reads.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Exposure and damage<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Exposure<\/span><span class=\"nx-pe-k\">Dataset \u00b7 Appointed actuary<\/span><span class=\"nx-pe-sm\">The exposure module houses the portfolio data, such as location-specific information.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Vulnerability module<\/span><span class=\"nx-pe-k\">Model \u00b7 Model developer<\/span><span class=\"nx-pe-sm\">The vulnerability module quantifies the expected damage to the exposures from an event.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Financial<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Financial module<\/span><span class=\"nx-pe-k\">Model \u00b7 Appointed actuary<\/span><span class=\"nx-pe-sm\">The financial module calculates losses from all event scenarios. Ground-up, gross and net losses differ as shown below.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Event loss table<\/span><span class=\"nx-pe-k\">Dataset \u00b7 Appointed actuary<\/span><span class=\"nx-pe-sm\">An event loss table lists each event with its annual occurrence probability and its loss for the portfolio.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Year loss table<\/span><span class=\"nx-pe-k\">Dataset \u00b7 Appointed actuary<\/span><span class=\"nx-pe-sm\">Some models also sample simulated years from event losses. This outline does not describe their format.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Metrics<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\"><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 exceedance-probability\" data-tk=\"Nexus risk vocabulary\" data-td=\"The probability that a quantity will reach or exceed a given level over a given period.\" data-ts=\"NRS-C1\" data-tr=\"draft\">Exceedance probability<\/a> curves<\/span><span class=\"nx-pe-k\">Model \u00b7 Appointed actuary<\/span><span class=\"nx-pe-sm\">The occurrence curve gives the chance that the largest loss in a year exceeds an amount. The aggregate curve does so for the sum of losses.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">AAL, PML and TVaR<\/span><span class=\"nx-pe-k\">Model \u00b7 Appointed actuary<\/span><span class=\"nx-pe-sm\">Average annual loss sums event probability times loss. PML is one point on the occurrence curve.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">05 Use of results<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">10<\/span><span class=\"nx-pe-st\">Use of results<\/span><span class=\"nx-pe-k\">Decision \u00b7 Appointed actuary<\/span><span class=\"nx-pe-sm\">The tail metrics are used when considering a portfolio&#8217;s exposure and the level of catastrophe reinsurance an insurer requires.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span>Outline of an external standard or method, from its public sources. It describes what the framework says, not a record of any run. It does not show that Nexus or any partner performs, certifies or approves a step. A gate is a step of the method, never a Nexus approval.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"finance\" aria-label=\"Standards, Status, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Standards, Status, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-pg-nx-gra-ap11-rd-standards\" aria-selected=\"true\" data-key=\"p1\">Standards<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-status\" aria-selected=\"false\" data-key=\"p2\">Status<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p3\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-4\" aria-controls=\"nx-s-8-sec\" aria-selected=\"false\" data-key=\"p4\">Questions<\/button><\/div><section id=\"nx-sec-pg-nx-gra-ap11-rd-standards\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"inset\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Standards<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Professional standards apply.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Actuarial work follows professional standards: the IAA International Standards of Actuarial Practice and national standards such as the US Actuarial Standards of Practice. Model validation follows supervisory expectations: Solvency II internal model rules, the ICS and, for banks, SR 26-2 and PRA SS1\/23. Topic depth at <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/model-validation-quant\/\">quantitative model validation<\/a>.<\/p><\/div><\/div><\/section><section id=\"nx-sec-status\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Status<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Releases appear as they are reviewed.<\/h2><p class=\"nx-lede\">Analysis runs in <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/foundry\/\">Foundry<\/a>; reviewed releases are listed here.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.actuaries.org\/\"><span>International Actuarial Association: International Standards of Actuarial Practice (ISAP)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2009\/138\/oj\"><span>Solvency II Directive 2009\/138\/EC as amended by the 2025 review (apply from 30 January 2027)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.iais.org\/activities-topics\/standard-setting\/icps-and-comframe\/\"><span>IAIS Insurance Core Principles and ComFrame, including the Insurance Capital Standard (adopted December 2024)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.federalreserve.gov\/supervisionreg\/srletters.htm\"><span>US interagency revised guidance on model risk management, SR 26-2 (April 2026), superseding SR 11-7<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-8-sec\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Can I request a map or model?<\/summary><div class=\"nx-answer\">Write to <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\">the contact form<\/a> with what you need and why.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Actuarial and Quantitative Risk<\/span><span class=\"nx-chip\">Methods and Technical<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/actuarial-quantitative-risk\/tools\/models#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-nce-com-actuarial-quantitative-risk-tools-models-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-nce-com-actuarial-quantitative-risk-tools-models-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-nce-com-actuarial-quantitative-risk-tools-models-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/standards\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Nexus Standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/actuarial-science\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Actuarial science<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-9\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Actuarial and Quantitative Risk<\/span><h2 id=\"nx-close-9\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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