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aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Actuarial and Quantitative Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Source and data register<\/h1><p class=\"nx-scene-lede\">A tail estimate is only as good as its data and threshold choices. This page lists the checks a quantitative team applies before reporting a return-period loss, from stationarity tests to <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 parameter-uncertainty\" data-tk=\"Nexus risk vocabulary\" data-td=\"Uncertainty in the values of the inputs or coefficients of a model, given its structure.\" data-ts=\"NRS-C1\" data-tr=\"draft\">parameter uncertainty<\/a>, and when historical data must be adjusted for a changing climate.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/research\/\">Back to Research and evidence<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contents<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">Source and data register in five parts.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"editorial\"><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"contents\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>In this dossier<\/strong><\/span><span class=\"nx-eyebrow\">5 parts<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-what-is-recorded\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">What is recorded<\/span><span class=\"nx-register-v\">Each source carries five facts<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-nx-gra-ap11-ck-items\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">Checklist<\/span><span class=\"nx-register-v\">Before a tail estimate is reported<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-nx-gra-ap11-ck-climate\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Climate adjustment<\/span><span class=\"nx-register-v\">When history needs adjusting<\/span><\/a><\/li><li><a href=\"#nx-sec-status\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Status<\/span><span class=\"nx-register-v\">How the register grows<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-sources\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\">Where this page&#8217;s references lead<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"project\" aria-label=\"What is recorded, Checklist, Climate adjustment\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"What is recorded, Checklist, Climate adjustment\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-what-is-recorded\" aria-selected=\"true\" data-key=\"p1\">What is recorded<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-nx-gra-ap11-ck-items\" aria-selected=\"false\" data-key=\"p2\">Checklist<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-pg-nx-gra-ap11-ck-climate\" aria-selected=\"false\" data-key=\"p3\">Climate adjustment<\/button><\/div><section id=\"nx-sec-what-is-recorded\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"inset\" aria-labelledby=\"nx-s-2\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">What is recorded<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Each source carries five facts.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><span class=\"nx-eyebrow\">01<\/span><h3 class=\"nx-h4 nx-mt-2\">Origin<\/h3><p class=\"nx-p nx-mt-1\">Who produces the data and how.<\/p><\/div><div><span class=\"nx-eyebrow\">02<\/span><h3 class=\"nx-h4 nx-mt-2\">Access terms<\/h3><p class=\"nx-p nx-mt-1\">Licence, restrictions and permitted uses.<\/p><\/div><div><span class=\"nx-eyebrow\">03<\/span><h3 class=\"nx-h4 nx-mt-2\">Quality<\/h3><p class=\"nx-p nx-mt-1\">Coverage, resolution, update frequency and known errors.<\/p><\/div><div><span class=\"nx-eyebrow\">04<\/span><h3 class=\"nx-h4 nx-mt-2\">Provenance<\/h3><p class=\"nx-p nx-mt-1\">How the data reached the platform and what was changed.<\/p><\/div><div><span class=\"nx-eyebrow\">05<\/span><h3 class=\"nx-h4 nx-mt-2\">Gaps<\/h3><p class=\"nx-p nx-mt-1\">What is missing and how the gap is handled.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-ap11-ck-items\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-3\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Checklist<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Before a tail estimate is reported.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li><strong>Threshold choice<\/strong> for peaks-over-threshold methods, with stability plots.<\/li><li><strong>Stationarity<\/strong>: whether a trend or climate signal is in the data, tested and stated.<\/li><li><strong>Data length<\/strong> relative to the <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 return-period\" data-tk=\"Nexus risk vocabulary\" data-td=\"The average interval between events that reach or exceed a given intensity, equal to the inverse of the annual exceedance probability. It describes long-run frequency, not a schedule.\" data-ts=\"NRS-C1\" data-tr=\"draft\">return period<\/a> claimed.<\/li><li><strong><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 parameter-uncertainty\" data-tk=\"Nexus risk vocabulary\" data-td=\"Uncertainty in the values of the inputs or coefficients of a model, given its structure.\" data-ts=\"NRS-C1\" data-tr=\"draft\">Parameter uncertainty<\/a><\/strong> shown as intervals, not only point estimates.<\/li><li><strong>Independence<\/strong>: declustering of events where observations are linked.<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-ap11-ck-climate\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"split\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Climate adjustment<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">When history needs adjusting.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Where the peril is changing, pricing and capital need a hazard view conditioned on current climate, not the historical average. Topic depth at <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/climate-adjusted-pricing\/\">climate-adjusted pricing<\/a>; climate science at the Global Centre for Risk and Innovation (GCRI) climate baselines.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Status, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Status, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-status\" aria-selected=\"true\" data-key=\"p1\">Status<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-3\" aria-controls=\"nx-s-7-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-status\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"inset\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Status<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">How the register grows.<\/h2><p class=\"nx-lede\">Sources are added to the register as they are reviewed. A source is listed only once its terms permit the use described.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"split\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.ipcc.ch\/assessment-report\/ar6\/\"><span>IPCC AR6 Working Group I and II assessments<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.actuaries.org\/\"><span>International Actuarial Association: International Standards of Actuarial Practice (ISAP)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Can I suggest a data source?<\/summary><div class=\"nx-answer\">Yes. Write to <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\">the contact form<\/a> with the source, its owner and its terms.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Actuarial and Quantitative Risk<\/span><span class=\"nx-chip\">Methods and Technical<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/actuarial-quantitative-risk\/research\/sources#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-com-actuarial-quantitative-risk-research-sources-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-com-actuarial-quantitative-risk-research-sources-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-com-actuarial-quantitative-risk-research-sources-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/programme\/the-programme-year\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> The programme year<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/actuarial-science\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Actuarial science<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-8\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Actuarial and Quantitative Risk<\/span><h2 id=\"nx-close-8\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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