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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nqmd9ou8.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Actuarial and Quantitative Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Working groups<\/h1><p class=\"nx-scene-lede\">A working group would deliver one method note, such as a validation checklist for tail estimates, under a workplan; outputs are reviewed and open.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/community\/\">Back to Specialist community<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sequence<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">The order things happen in.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"timeline\"><div class=\"nx-hero-rail\"><ol class=\"nx-lv-rail\"><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/programmes\/\"><span class=\"nx-lv-rail-k\">01<\/span><span class=\"nx-lv-rail-t\">Question<\/span><span class=\"nx-lv-rail-n\">National, regional or institutional priority<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/stem\/\"><span class=\"nx-lv-rail-k\">02<\/span><span class=\"nx-lv-rail-t\">Evidence<\/span><span class=\"nx-lv-rail-n\">STEM foundation of the platform<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/foundry\/\"><span class=\"nx-lv-rail-k\">03<\/span><span class=\"nx-lv-rail-t\">Build<\/span><span class=\"nx-lv-rail-n\">Foundry<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/community\/\"><span class=\"nx-lv-rail-k\">04<\/span><span class=\"nx-lv-rail-t\">Organise<\/span><span class=\"nx-lv-rail-n\">Nexus ecosystem<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/universe\/\"><span class=\"nx-lv-rail-k\">05<\/span><span class=\"nx-lv-rail-t\">Test<\/span><span class=\"nx-lv-rail-n\">Universe (independent site)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/reports\/\"><span class=\"nx-lv-rail-k\">06<\/span><span class=\"nx-lv-rail-t\">Publish<\/span><span class=\"nx-lv-rail-n\">Reports<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/trust\/\"><span class=\"nx-lv-rail-k\">07<\/span><span class=\"nx-lv-rail-t\">Decide<\/span><span class=\"nx-lv-rail-n\">Competent authorities and institutions, through NXS-RLS (participants, agreements and handoffs)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/programmes\/\"><span class=\"nx-lv-rail-k\">08<\/span><span class=\"nx-lv-rail-t\">Renew<\/span><span class=\"nx-lv-rail-n\">Corrections and the next annual agenda<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-how-it-works\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">How it works<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Working groups in Actuarial and Quantitative Risk.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"timeline\"><ul class=\"nx-list\"><li>Each entry shows its scope, host or owner, and terms.<\/li><li>Participation follows published rules, applied equally.<\/li><li>Taking part gives no authority or influence over findings.<\/li><\/ul><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P11\/community\/working-groups\/#workflow\" data-nxf-title=\"Participation\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-ap11-cw\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Deliverable<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Proposed product.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Deliverable<\/th><th>Accepted when<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Deliverable\">Validation checklist for tail estimates<\/td><td data-label=\"Accepted when\">Two analysts reach the same verdict on a synthetic case<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P11\/community\/working-groups\/#search\" data-nxf-title=\"Find a group\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-pe\" id=\"nx-pe-wg-lifecycle\" data-nx-pe=\"nx-pe-wg-lifecycle\" data-active=\"wg-lifecycle\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Working groups: Working group, charter to sunset<\/h2><p class=\"nx-pe-cap\">A working group is chartered by record for a fixed timebox, delivers bounded assignments, drafts and recommends, then dissolves unless renewed; it does not adopt.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Form<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">NLC proposes the group<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Leadership Council<\/span><span class=\"nx-pe-sm\">The NLC proposes working groups and nominates chairs, editors and experts from its leadership pools. It does not charter.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Charter by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A working group is chartered by record for a timebox of at most twenty-four months. The charter sets its scope, roles and decision rule.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Members join by competence<\/span><span class=\"nx-pe-k\">Step \u00b7 Members<\/span><span class=\"nx-pe-sm\">Experts, practitioners, students and volunteers join by competence. Members declare interests and recuse on conflict.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Work<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Workplan from the national agenda<\/span><span class=\"nx-pe-k\">Step<\/span><span class=\"nx-pe-sm\">Assignments come from the national agenda and the year&#8217;s missions. Each states the competence it needs and how the work will be reviewed.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Drafts and deliverables, delivered monthly<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Groups deliver monthly. For standards they draft the national profile and deviation register and run national public comment and pilots.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Review<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Contribution record and review<\/span><span class=\"nx-pe-k\">Gate<\/span><span class=\"nx-pe-sm\">Each contribution is recorded and reviewed. A working group drafts and recommends; it does not adopt.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Recognition follows the record<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Contribution records are kept, so that recognition follows the record.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">National adoption is decided elsewhere<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">The National Standards Council decides the adoption mode and the national profile. The working group proposes and never decides.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Close<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Dissolved by default, or renewed by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A group is dissolved by default at the end of the timebox. The National Standards Council renews or closes it, on the NLC&#8217;s proposal.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/nwg\" rel=\"noopener\">National Working Groups<\/a> \u00b7 National Standards Council \u00b7 Decision rights<\/span><span>Designed programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation. No working group is constituted. The charter rules belong to the proposed <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> working model.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"finance\" aria-label=\"Next step, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Next step, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-next-step\" aria-selected=\"true\" data-key=\"p1\">Next step<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-s-7-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-next-step\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Next step<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Register your interest.<\/h2><p class=\"nx-lede\">Write to <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\">the contact form<\/a>. The acknowledgement gives a reference and names the next step.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"stack\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.actuaries.org\/\"><span>International Actuarial Association: International Standards of Actuarial Practice (ISAP)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/finance-and-insurance-sector-standards\/records-and-schemas\/\"><span>Nexus Standards: finance, insurance and capital markets records and schemas<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>When are entries added?<\/summary><div class=\"nx-answer\">When their hosting, terms and moderation are confirmed.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-arial-quantitative-risk-community-working-groups-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-arial-quantitative-risk-community-working-groups-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-arial-quantitative-risk-community-working-groups-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/nwg\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> National Working Groups (NWG)<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/actuarial-science\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Actuarial science<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-8\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Actuarial and Quantitative Risk<\/span><h2 id=\"nx-close-8\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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