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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nni10z9c.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Actuarial and Quantitative Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Learning and professional development<\/h1><p class=\"nx-scene-lede\">Actuaries qualify through IAA member associations; platform material sits beside that path, explaining methods for non-specialists.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/\">Back to Actuarial and Quantitative Risk<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Workspace<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">The workspace for learning and professional development.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"split\"><div><div class=\"nx-window\"><div class=\"nx-window-bar\" aria-hidden=\"true\"><span class=\"nx-window-dots\"><span><\/span><span><\/span><span><\/span><\/span><span><strong>GRA<\/strong> \u00b7 Actuarial and Quantitative Risk \u00b7 Community workspace<\/span><span class=\"nx-window-note\">Illustrative<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-actuarial-community\" data-cx=\"actuarial.community\" data-variant=\"hero\" aria-label=\"Community workspace: illustrative console with example names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Community workspace<\/h3><p class=\"nx-fk-sub\">Actuarial and quantitative risk \u00b7 Learning and professional \u00b7 Example interface, not a record<\/p><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>5 requests to review<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Actuarial and Quantitative Risk<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"4\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Working groups<\/h4><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-actuarial-community-t0\"><table class=\"nx-fk-table\" data-fk-table=\"cx-actuarial-community-t0\" aria-label=\"Working groups\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Group<\/button><\/th><th scope=\"col\" data-col=\"c1\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Members<\/button><\/th><th scope=\"col\" data-col=\"c2\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Open items<\/button><\/th><th scope=\"col\" data-col=\"c3\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">Next meeting<\/button><\/th><th scope=\"col\" data-col=\"c4\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c4\">State<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-actuarial-community:r0-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\" aria-current=\"true\" data-cur=\"true\"><td>Reserving WG<\/td><td data-num=\"true\" data-sv=\"10\">10<\/td><td data-num=\"true\" data-sv=\"4\">4<\/td><td>Week 24<\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Active<\/span><\/td><\/tr><tr data-fk-key=\"cx-actuarial-community:r0-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Capital model WG<\/td><td data-num=\"true\" data-sv=\"30\">30<\/td><td data-num=\"true\" data-sv=\"2\">2<\/td><td>Week 16<\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Active<\/span><\/td><\/tr><tr data-fk-key=\"cx-actuarial-community:r0-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Assumptions WG<\/td><td data-num=\"true\" data-sv=\"15\">15<\/td><td data-num=\"true\" data-sv=\"3\">3<\/td><td>Week 21<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Chair needed<\/span><\/td><\/tr><tr data-fk-key=\"cx-actuarial-community:r0-3\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Validation WG<\/td><td data-num=\"true\" data-sv=\"22\">22<\/td><td data-num=\"true\" data-sv=\"11\">11<\/td><td>Week 19<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Chair needed<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"2\" data-t=\"queue\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Join requests<\/h4><\/div><\/div><ol class=\"nx-cx-q\"><li><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>J-1<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Hydrologist, early career<\/span><span class=\"nx-cx-qm\">Reserving WG<\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">4<\/span> d<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>J-2<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Utility engineer<\/span><span class=\"nx-cx-qm\">Capital model WG<\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">5<\/span> d<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>J-3<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Conflict of interest to declare<\/span><span class=\"nx-cx-qm\">Assumptions WG<\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">3<\/span> d<\/span><\/li><\/ol><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"kanban\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Contributions<\/h4><\/div><\/div><div class=\"nx-cx-kb\" data-n=\"3\"><div class=\"nx-cx-kc\"><div class=\"nx-cx-kh\"><span>Proposed<\/span><span class=\"nx-cx-ref\">01<\/span><\/div><div class=\"nx-cx-card\"><span class=\"nx-cx-ct\">Quarterly reserving<\/span><span class=\"nx-cx-cm\">credit: named<\/span><\/div><\/div><div class=\"nx-cx-kc\"><div class=\"nx-cx-kh\"><span>In review<\/span><span class=\"nx-cx-ref\">01<\/span><\/div><div class=\"nx-cx-card\" data-s=\"live\"><span class=\"nx-cx-ct\">Capital model validation<\/span><span class=\"nx-cx-cm\">two reviewers<\/span><\/div><\/div><div class=\"nx-cx-kc\"><div class=\"nx-cx-kh\"><span>Accepted<\/span><span class=\"nx-cx-ref\">01<\/span><\/div><div class=\"nx-cx-card\" data-s=\"ok\"><span class=\"nx-cx-ct\">Reserving report<\/span><span class=\"nx-cx-cm\">credited on record<\/span><\/div><\/div><\/div><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Community workspace.<\/span><span data-honesty=\"true\">Illustrative interface; not live data.<\/span><\/figcaption><\/figure><\/div><\/div><p class=\"nx-caption\"><strong>Actuarial and Quantitative Risk \u00b7 Community workspace.<\/strong> <span>Community workspace: example names and illustrative values, not a record.<\/span><\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-paths\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"inset\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Paths<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Start from the methods.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-chips\"><span class=\"nx-chip\">Actuarial mathematics<\/span><span class=\"nx-chip\">Extreme value theory and tail risk<\/span><span class=\"nx-chip\">Probability and statistics<\/span><span class=\"nx-chip\">Uncertainty quantification and model validation<\/span><span class=\"nx-chip\">Financial and risk engineering<\/span><span class=\"nx-chip\">High-performance, cloud and edge computing<\/span><\/div><p class=\"nx-p nx-mt-3\">Each method links to its canonical page, which lists teaching material as it is published.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P11\/learning\/#workflow\" data-nxf-title=\"Participation\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Hazards and exposure in Japan and Korea.<\/h2><p class=\"nx-lede\">Population density, flood water and night lights over Japan and Korea, from NASA GIBS. Each layer carries its own date.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"japan-korea:risk\" data-ml-points=\"on\" data-ml-feeds=\"eonet|https:\/\/eonet.gsfc.nasa.gov\/api\/v3\/events\" data-ml-src=\"risk\" data-ml-plan=\"p-a9a1c857\" data-ml-view=\"2d\" data-ml-ctx=\"theme:risk\" data-ml-list=\"gibs.health.people gibs.water.flood gibs.energy.ntl gibs.health.lstd gibs.energy.fires gibs.water.true ev.eonet ev.usgs r.hbase r.dnb r.labels r.hls gx.ems gx.nhc\" data-ml-tools=\"inspect measure compare export\"><div class=\"nx-wm\" data-nx-water=\"ctx-risk\" data-wm-domain=\"ctx-risk\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"124,30,146,45.6\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Hazards and exposure, Japan and Korea: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,people||||\" aria-pressed=\"false\">People and floods<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,ntl||||\" aria-pressed=\"false\">Floods and lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">3<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Hazards and exposure, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"estimated\" data-wm-lic=\"CC BY 4.0\" data-wm-unit=\"people\/km\u00b2\">Estimated<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.people\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Estimated<\/dd><dt>Source<\/dt><dd>Gridded Population of the World v4.11 (NASA SEDAC (CIESIN, Columbia University))<\/dd><dt>Provider<\/dt><dd>NASA SEDAC (CIESIN, Columbia University)<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener noreferrer\">CC BY 4.0<\/a><\/dd><dt>Vintage<\/dt><dd>null; Census-based estimate, static (2020)<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Census-based estimate of people per square kilometre in 2020, shown as exposure context; not a count of people affected by any hazard.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\">Observed (clouds leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.water.flood\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds leave gaps)<\/dd><dt>Source<\/dt><dd>VIIRS Global Flood Product (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite detection; clouds leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-14<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite detection; clouds leave gaps. Satellite or model raster as the provider publishes it. Clouds, swath gaps and retrieval error leave gaps and noise; values are indicators, not measurements at a place.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"nW\/(cm\u00b2 sr)\">Observed<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.ntl\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed<\/dd><dt>Source<\/dt><dd>VIIRS Black Marble (VNP46A2) (NASA LAADS DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LAADS DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite radiance, corrected for moonlight and atmosphere<\/dd><dt>Newest at build<\/dt><dd>2026-10-12<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite night-time radiance for the date shown; lights are a proxy for electricity use and outages, not a measurement of supply or access.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"\u00b0C\">Observed (persistent cloud still leaves gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.lstd\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (persistent cloud still leaves gaps)<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 Level 3, 8-day (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>8-day; Satellite 8-day composite; persistent cloud still leaves gaps<\/dd><dt>Newest at build<\/dt><dd>2026-09-14<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite skin temperature of the ground over the 8 days ending on the date shown, a heat exposure indicator; not air temperature, heat index or a heat warning.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-short=\"Fires and flares\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"MW\">Observed (clouds and overpass timing leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.fires\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds and overpass timing leave gaps)<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 375 m (FIRMS) (NASA LANCE FIRMS)<\/dd><dt>Provider<\/dt><dd>NASA LANCE FIRMS<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite detection; clouds and overpass timing leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-13<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite hot-spot detections for the day shown, including gas flares and industrial heat; not a confirmed fire, an incident report or a warning.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"true\" aria-pressed=\"false\" data-wm-z=\"6\" data-wm-lag=\"1\" data-wm-op=\"0.6\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite image\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">True colour<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 corrected reflectance \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\">Observed<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"true\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.water.true\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 corrected reflectance (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite image<\/dd><dt>Newest at build<\/dt><dd>2026-10-14<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite image. Satellite or model raster as the provider publishes it. Clouds, swath gaps and retrieval error leave gaps and noise; values are indicators, not measurements at a place.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\" aria-valuemin=\"0\" aria-valuemax=\"30\" aria-valuenow=\"30\" aria-valuetext=\"Latest available\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>Hazards and exposure, framed on Japan and Korea.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date. They are indicators, not assessments of any place.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">\u00a9 OpenStreetMap contributors<\/a> \u00b7 Natural Earth \u00b7 NASA EONET \u00b7 U.S. Geological Survey \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.7927\/H49C6VHW\" rel=\"noopener\">doi:10.7927\/H49C6VHW<\/a>. <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). Cite as: NASA\/METI\/AIST\/Japan Spacesystems and U.S.\/Japan ASTER Science Team (2019). ASTER Global Digital Elevation Model V003. <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.5067\/ASTER\/ASTGTM.003\" rel=\"noopener\">doi:10.5067\/ASTER\/ASTGTM.003<\/a>. <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li><\/li><li>Live events: NASA Earth Observatory Natural Event Tracker (EONET); events are indicative and keep their original source links.<\/li><li>Live: NASA EONET Events are indicative, not authority warnings.<\/li><li>Live: U.S. Geological Survey Events are indicative, not authority warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>NASA GIBS: We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS).<\/li><li>River discharge forecast, 30 days with range (GloFAS via Open-Meteo): Contains modified Copernicus Emergency Management Service information 2026; not a flood warning.<\/li><li>Weather data by Open-Meteo.com (https:\/\/open-meteo.com\/), licensed under CC BY 4.0 (https:\/\/creativecommons.org\/licenses\/by\/4.0\/).<\/li><li>Optional layers (12 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a> \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><li>Active fires and thermal anomalies: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><li>True colour: VIIRS NOAA-20 corrected reflectance, NASA LANCE \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P11\/learning\/#map\" data-nxf-title=\"Actuarial and Quantitative Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-ap11-le\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Notes<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Learning notes.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Return periods without misreading them.<\/li><li>Why intervals matter for tail estimates.<\/li><li>Dependence and diversification.<\/li><\/ul><p class=\"nx-p\">Actuarial and Quantitative Risk learning material is designed around extreme value methods, dependence and sparse data.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P11\/learning\/#search\" data-nxf-title=\"Find a group\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-5-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-pe\" id=\"nx-pe-wg-lifecycle\" data-nx-pe=\"nx-pe-wg-lifecycle\" data-active=\"wg-lifecycle\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Learning and professional development: Working group, charter to sunset<\/h2><p class=\"nx-pe-cap\">A working group is chartered by record for a fixed timebox, delivers bounded assignments, drafts and recommends, then dissolves unless renewed; it does not adopt.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Form<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">NLC proposes the group<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Leadership Council<\/span><span class=\"nx-pe-sm\">The NLC proposes working groups and nominates chairs, editors and experts from its leadership pools. It does not charter.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Charter by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A working group is chartered by record for a timebox of at most twenty-four months. The charter sets its scope, roles and decision rule.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Members join by competence<\/span><span class=\"nx-pe-k\">Step \u00b7 Members<\/span><span class=\"nx-pe-sm\">Experts, practitioners, students and volunteers join by competence. Members declare interests and recuse on conflict.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Work<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Workplan from the national agenda<\/span><span class=\"nx-pe-k\">Step<\/span><span class=\"nx-pe-sm\">Assignments come from the national agenda and the year&#8217;s missions. Each states the competence it needs and how the work will be reviewed.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Drafts and deliverables, delivered monthly<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Groups deliver monthly. For standards they draft the national profile and deviation register and run national public comment and pilots.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Review<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Contribution record and review<\/span><span class=\"nx-pe-k\">Gate<\/span><span class=\"nx-pe-sm\">Each contribution is recorded and reviewed. A working group drafts and recommends; it does not adopt.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Recognition follows the record<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Contribution records are kept, so that recognition follows the record.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">National adoption is decided elsewhere<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">The National Standards Council decides the adoption mode and the national profile. The working group proposes and never decides.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Close<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Dissolved by default, or renewed by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A group is dissolved by default at the end of the timebox. The National Standards Council renews or closes it, on the NLC&#8217;s proposal.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/nwg\" rel=\"noopener\">National Working Groups<\/a> \u00b7 National Standards Council \u00b7 Decision rights<\/span><span>Designed programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation. No working group is constituted. The charter rules belong to the proposed <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> working model.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"project\" aria-label=\"Status, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Status, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-status\" aria-selected=\"true\" data-key=\"p1\">Status<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-s-8-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-status\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"split\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Status<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">How courses are added.<\/h2><p class=\"nx-lede\">Courses are listed once approved, with their provider, level and terms. Completing a course is a learning record, not a professional licence or certification.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"inset\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. 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